In a small saucepan, bring 2 cups of water to a boil. Add the cinnamon stick, cardamom pods, cloves, and fresh ginger. Let the spices simmer for 5 minutes to release their flavors.
Add the tea bags to the simmering spiced water and steep for another 3-5 minutes, depending on how strong you like your tea.
Remove the tea bags and spices, then stir in honey or maple syrup if you want your chai latte on the sweeter side.
In a separate small pot or microwave, gently heat the milk. You can whisk it vigorously or use a milk frother if you want a frothy latte.
Pour the brewed chai tea into your favorite mug, then top it off with the warmed milk. Stir in the vanilla extract for an extra layer of flavor.
Garnish and enjoy: Sprinkle a little ground cinnamon or nutmeg on top for a final touch and flavor.